Medical expenses
Pay medical bills and other necessary health-related costs when they occur.
Discuss my options
FOR SALARIED PROFESSIONALS IN GURGAONPersonal Loan
Personal Loan
in Gurgaon.
Require Instant Personal Loan in Gurgaon? Your wait is over to get hassle free Loan with minimum documentation with Vintage Finance.
Minimal documentationLow-CIBIL profiles welcomeClear loan terms
Loan amount, rate and disbursal are subject to eligibility, documentation and lender assessment.
LOAN AMOUNTUp to ₹15 lakhSubject to assessment
MINIMUM NET SALARY₹30,000 / monthFor salaried applicants
REPAYMENT PERIOD6–24 monthsPlan around your budget
YOUR LOAN TERMSMade clear firstConfirm rates & fees in writing
A LOAN THAT STARTS WITH YOUBig-city plans.
Big-city plans.
A little financial breathing room.
Require Instant Personal Loan in Gurgaon? Your wait is over to get hassle free Loan with minimum documentation with Vintage Finance. Vintage Finance is RBI registered firm and a Non-Banking Finance Company (NBFC). We are engaged in offering comprehensive services of Personal loan, Auto Loan, Loan Against Property.
We provide Personal Loan in Gurgaon for Low CIBIL Score applicants & Cibil Defaulters as well at a decent interest rate. Don’t hesitate to call or contact us. Our Financial experts are here to serve you round the clock.
Begin your online inquiry
Start at home and find out what documents you might need for your application.
Repayment schemes that are right for you
Learn how much the EMI will be, and how long it takes to repay.
Do Your Homework First
Think over the printed offer and the related charges and repayment restrictions before you decide.
Guidance When You Need It
Be clear with your queries, and talk to the team about your situation before you go ahead.
Those with bad credit scores or no documented credit history can enquire. However, sending an inquiry does not ensure loan acceptance.
FOR SALARIED EMPLOYEES
Your next step starts here.
Minimal documentation. Personal support.
FOR WHAT MATTERS TO YOU
Financing for Various Financial Needs
The best thing is you borrow what you need and pay it back on your terms.
Weddings and events for families
Prepare yourself for the joyous events ahead and times you will have with your family.
Discuss my optionsHousehold Repairs and Renovations
Add some maintenance, improvements, and changes to your household.
Discuss my optionsDebt consolidation
Check if consolidation of your repayments would make your monthly financial requirements easier to deal with.
Discuss my optionsPLAN BEFORE YOU BORROW
Know Your Monthly Payments
Check your eligibility and also evaluate the available loan amount, payback tenures and predicted EMIs before you decide to avail a Low CIBIL personal loan Gurgaon.
₹10,000₹15,00,000
6 months24 months
19.9%26%
Illustrative reducing-balance estimate. Fees, GST and other charges are not included. Your final offer may differ.
YOUR ESTIMATED MONTHLY EMIper month, for 12 months
Principal amount₹ 2,00,000
Total interest₹ 22,208
Total repayment₹ 2,22,208
POOR CIBIL SCORE? KNOW WHAT OPTIONS YOU HAVE
Let’s see what might be achievable.
A poor score or lack of credit history doesn’t have to be a conversation stopper. Details of your income, job security and ability to make repayments will enable your situation to be assessed.
Discuss my profileCredit checks may apply. Approval, rates and terms depend on lender assessment.
01
Earnings and job security
We use your income and work information to assess if repayments for Personal loan in Gurgaon will be manageable.
02
Monthly money responsibilities
The budget you have available is affected by existing loan repayments and monthly household expenses.
03
A wider perspective on your money
The supporting documents, income and credit record are looked at collectively, without any guarantee of acceptance.
A LITTLE PREPARATION GOES A LONG WAY
Know where you stand.
Check the basics and keep your documents ready for the next step.
Eligibility at a glance
- Must be a full-time salaried employee with a minimum Net Monthly income of at least ₹ 30,000/month.
- Must have minimum 2 years in employment and minimum 6 months in the current organisation
- Must be above 23 years and below 60 years of age
- Must be a resident of Delhi/NCR
Meeting these criteria does not guarantee approval. Additional lender requirements may apply.
Documents to keep handy
We’re almost paperless (yes, really) but will need a few documents to process your application:
- Pan Card Number
- Income Proof (Salary Slip & bank Statement)
- ID Proof (Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card)
- Address Proof (Valid Driving License / Valid Passport / Aadhar Card)
Indicative checklist only; the team will confirm the documents and period required. Share sensitive documents only through a verified, secure channel.
Check my eligibilityNO GUESSWORK. CLEARER DECISIONS.
All Numbers Count Before You Borrow
An adequate EMI is only one part of the decision process. Before you accept any Personal loan for low CIBIL Gurgaon, know what financial commitment you will be making by finding out the interest rates and charges.
Speak to us about charges| PARTICULAR | PUBLISHED TERMS |
|---|---|
| Interest rate | 19.9%–26% p.a. |
| Processing fee | 4%–8% + GST |
| Repayment period | 6–24 months |
| Foreclosure charge | 4% |
Published terms from Vintage Finance’s Gurgaon page. Your applicable rate, fee basis, taxes, late-payment charges and foreclosure conditions must be confirmed in the written offer. The calculator excludes fees and taxes.
GOOD QUESTIONS. STRAIGHT ANSWERS.
A little more clarity.
To help you with your decision, we’ve compiled a list of frequently asked questions and answers regarding personal loan.
+91 98990 55381How much can I borrow in Gurgaon?
You can request for a personal loan up to ₹15 lakh. Your approved amount will rely on your salary, outstanding repayments, paperwork and the lender’s evaluation.
What is the minimum amount you have to make?
Minimum net monthly salary reported is ₹ 30,000 for full-time salaried applicants. Satisfying this condition is not a guarantee of approval.
Can I apply with a low CIBIL score?
Don’t hesitate to talk about your profile even if you have bad credit or no credit history at all. Employment, income and ability to repay can also be considered. Credit checks may apply. Approval not guaranteed.
What are the interest rates and the repayment periods?
The personal loans advertised have interest rates ranging from 19.9% to 26% per annum and the repayment period is between 6 and 24 months. The ultimate rate and tenure will be confirmed in your offer letter.
How soon will my loan get approved?
You can submit an online inquiry now. How long will it take? Approval and funding depends on your eligibility, full documentation, verification and the lender’s evaluation. There’s no guaranteed deadline for approval.
Are there any charges for early repayment or processing?
Processing cost is 4%-8% of the loan amount + GST (published). Foreclosure charge is 4% (published). Confirm in writing the costs, applicable tax treatment and conditions before accepting a loan.
Your plans deserve a conversation.
Let’s explore the right next step for you in Gurgaon.
