Welcome To Vintage Finance

private money lenders in gurgaon

Personal Loan in Gurgaon

instant loan in gurgaon

Require Instant Personal Loan in Gurgaon? Your wait is over to get hassle free Loan with minimum documentation with Vintage Finance. Vintage Finance is RBI registered firm and a Non-Banking Finance Company (NBFC). We are engaged in offering comprehensive services of Personal loan, Auto Loan, Loan Against Property. We provide Personal Loan in Gurgaon for Low CIBIL Score applicants & Cibil Defaulters as well at a decent interest rate.

With the support of our incredible team, we are stand in the position that makes our Delhi customers completely satisfied and now Vintage Finance is spreading business over NCR regions as well. Customers from Gurgaon can easily get the complete assistance with our friendly staffs for taking Personal Loan in Gurgaon. To get Personal Loan in Gurgaon applicants just need to fill the form with their basic details on our website and our financial experts will help you with all possible ways to get the decent interest rates loan in Gurgaon location. If you are comparing Loan providers in gurgaon ,do contact us or schedule an appointment with us to see the difference in our methodologies. We don’t make any false promises or deceive the applicants, for taking a loan. We believe in providing a quality service to our applicats to get full satisfaction for what they are looking for. We are here to provide a digital platform to our Gurgaon applicants so that they can reach us for Cheapest Personal Loan in Gurgaon.

Don’t feel hesitate to call or contact us. Our Financial experts are here to serve you round the clock.

Our Salient Features

  • Borrow up to Rs 15,00,000 for any purpose, depending on your requirements.
  • Repay with easy EMIs.
  • Avail Attractive Interest Rates
  • Speedy Loan Approval.
  • Flexible repayment options, ranging from 12 to 24 months
  • Convenience of service at your doorstep.

Personal Loan

  • Loans available for salaried individuals
  • Loans are available from Rs 1,00,000 to 15,00,000/-
  • Repayment tenures from 12 to 24 months
  • Best in Class Rate of Interest
  • Simplified documentation.
  • Simple procedure, minimal documentation and quick approval

Advantages Of Taking Personal Loan in Gurgaon From Vintage Finance

Personal loans are the easiest way to avail money instantly in 2021. Contact our executive and avail the personal loan.

Fast disbursal:

  • At vintage finance, we rapidly dispersed personal loans within 24 hours. Fast disbursal means you can avail of a personal loan in any emergency condition.

You can avail larger amount:

  • At vintage finance, we provide personal loans up to 25 lakhs. You can take a personal loan of up to 15 lakhs which can be utilized for higher education, medical emergencies, marriage or renovation, or your house.

Avail Loan without Collateral:

  • Personal loans are unsecured types of loans. You can avail of a personal loan without any collateral. As a reputed personal loan agency in Gurgaon, we offer instant personal loans.

More attractive interest rates:

  • At vintage finance, we offer personal loans in Gurgaon with attractive interest rates. Our attractive interest rates help you to save money by keeping your EMI low.

Minimum Documentations:

  • Documents and processing required to avail of the personal loan are lower compared to other types of loan. At vintage finance, we offer fast personal loans with minimum documents.

Doorstep hasslefree Services:

  • At vintage finance, you can avail of an instant personal loan in Gurgaon without any hassle. You can apply for a personal loan easily through our website. The application process is instant and easy.

FAQ’s - Personal Loan in Gurgaon


1.How much loan amount can I avail myself at vintage finance?

As reputed private money lenders in Gurgaon, we offer personal loans up to 15 lakh rupees.

2.What is the tenure for a personal loan in Gurgaon?

At vintage finance, the tenure for an instant personal loan in Gurgaon is from 12 months to 60 months.

3.What are mandatory documents to get a personal loan from private money lenders in Gurgaon?

Following are mandatory documents to avail of the personal loan.
-ID proof
-Address proof
-Salary slip of last three months
-Bank statements for the last three months

Personal Loan for Salaried

Personal Loan is a kind of unsecured loan, given to borrowers for personal use and does not require any security or collateral. While drawing the Personal Loan you are not required to disclose the end use of the borrowed money and can pay off the amount of loan in easy instalments.

Quantum of Personal Loan

Quantum of Personal Loan for salaried person is estimated on the basis of income of applicant, credit score, capacity of repayment, and steadiness of source of income for such applicant.

Repayment Tenure

Repayment schedule provides the amount of each EMI, due dates and breakup between principal and interest components. It also provides the outstanding principal after realization of each EMI.

Eligibility

Minimum age of Applicant : 21 years

Maximum age of Applicant at loan maturity : 60 years

Minimum employment : Minimum 2 years in employment and minimum 6 months in the current organization

Minimum Net Monthly Income : Rs 40,000 Family Income / Rs 30,000 per month (Loan applicable for Delhi/NCR only)

List of Documents required

Identity proof: Pan Card/Passport/Election Card/Photo Identity issued by Government, Defence Services, Public Sector undertaking/Driving Licence/Photo Credit Card/Employees ID Card, Letter/card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.

Income proof: Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years).

Residence proof: Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill.

Signature Verification: Valid Passport /Pan Card/ Processing Fee Cheque/ Banker's Verification Letter.

Proof of telephone: Latest bill of landline or mobile or WLL stating name of borrower or address of borrower.

Guarantor: Optional

NOTE :

Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers .

Documentary proofs required may vary from customer to customer

Application Fee Charges

Rate of Interest 16% to 20%

Loan Processing Charges Minimum Processing Charges

Cheque/ Instrument Swap charges Rs.500 per instance + Service Tax as applicable

Prepayment/ Forclosure Charges 2%

FAQs

Q1. How does Personal Loan benefit me?

A. We offer Personal Loan for any of your personal/business need at very attractive rate of interest that carries lowest EMI at the time of Personal Loan repayment.

Q2. Who can apply for Personal Loan?

A. Personal Loan is currently available for salaried individuals only who lives in DELHI/NCR & having Minimum New Monthly Salary Income of INR 30,000/- (per month).

Don’t feel hesitate to call or contact us. Our Financial experts are here to serve you round the clock.