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Loan Against Property
A loan against property is a convenient way to get funds or meet your personal needs by using your property as collateral to get a loan. At Vintage Finance, we help you leverage your property to fulfil your needs.
Get a hassle-free loan against property in Delhi NCR.
A loan against property is an advance against your home, business space, Industrial Property or even a plot. We are the one who provide loan against property in Delhi. On the off chance that all the area titles are set up, you have a wage and you are qualified then this is the less expensive loan choice for you for having loan against property in Delhi. Despite the fact that the investment rates on this advance are higher than that of a home loan, its less expensive than that an individual advance or a loan against security. The unsecured loan is given for a quick time period, usually five to ten decades. The property has to be occupied for a particular period of time, which differs depending on the state.
Vintage Financial Services give complete answers for Property Loan service (Home Purchase, Construction, and Loan against property in Delhi). We additionally give proficient custom arrangements utilizing our colossal experience as a part of account segment. We are affectionate sorted out group that comprises of a drive, dynamic and capable achievers.
Benefits of Availing Property Loan in Delhi
We are available 24X7! Apply for a loan any time of the day and get approved instantly with
the funds disbursed directly into your account within a few hours of your approval.
100% PAPERLESS &
ONLINE APPROVAL
No Credit History
Required
QUICK DISBURSAL
Low Interest rate
Personalized
and Flexible
Our Elegibility Criteria
If these points tick off for you, then guess what – you’re eligible to get a loan from us.
- Must be a full-time salaried employee with a minimum Net Monthly income of at least ₹ 30,000/month.
- Must have minimum 2 years in employment and minimum 6 months in the current organisation
- Must be above 23 years and below 60 years of age
- Must be a resident of Delhi/NCR
List of required Documents
We’re almost paperless (yes, really) but will need a few documents to process your application:
Pan Card Number
Income Proof (Salary Slip & bank Statement)
ID Proof (Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card)- Address Proof (Valid Driving License / Valid Passport / Aadhar Card)
Application Fee and Charges
- Rate of Interest 19.9% to 24%
- Loan Processing Charges Minimum Processing Charges
- Cheque/ Instrument Swap charges Rs.500 per instance + Service Tax as applicable
- Prepayment/ Forclosure Charges 4%
Customers
Reviews and Ratings
We take immense pride in what our
customers have to say about us and our
services which drives
us to put in extra efforts
in delivering the best.
Apply now & get loan upto ₹15 lakhs without CIBIL.
Apply loan and make your dreams come true on easy and affordable EMI
Our Channel Partners are earning ₹150000 p/m
To know more about the DSA program, click now,
FAQs About Property Loan in Delhi, NCR
To help you with your decision, we’ve compiled a list of frequently asked questions and answers regarding personal loan.
How does Personal Loan benefit me?
We offer Personal Loan for any of your personal/business need at very attractive rate of interest that carries lowest EMI at the time of Personal Loan repayment.
Who can apply for Personal Loan?
Personal Loan is currently available for salaried individuals only who lives in DELHI/NCR & having Minimum New Monthly Salary Income of INR 30,000/- (per month).
What is an EMI?
EMI stands for "Equated Monthly Installments". The installment comprises of principal and interest component. EMI provides you with ease and benefit of paying back your loan amount in over a period of time through fixed monthly payments.
How many days does it take to approve my loan against the property?
It takes up to 5-7 working days to approve your loan.
Who can avail LAP From Vintage Finance?
Any salaried or self-employed individual can apply for a loan against property in Delhi at vintage finance.
What is repayment schedule?
Repayment schedule provides the amount of each EMI, due dates and breakup between principal and interest components. It also provides the outstanding principal after realization of each EMI.
Are there any special schemes available for me?
Special schemes are available from time to time. You should get in touch with our representative to get suitable scheme.
I am an existing customer, can I apply for another loan?
Yes. However, any approval will be based on your eligibility criteria.
What repayment options are available at vintage finance?
You can repay your loan amount with easy monthly instalments.
