Welcome To Vintage Finance

Property loan in delhi


Property loan in delhi ncr

A loan against property is an advance against your home, business space, Industrial Property or even a plot. We are the one who provide loan against property in Delhi. On the off chance that all the area titles are set up, you have a wage and you are qualified then this is the less expensive loan choice for you for having loan against property in Delhi. Despite the fact that the investment rates on this advance are higher than that of a home loan, its less expensive than that an individual advance or a loan against security. The unsecured loan is given for a quick time period, usually five to ten decades. The property has to be occupied for a particular period of time, which differs depending on the state.

Vintage Financial Services give complete answers for Property Loan service (Home Purchase, Construction, and Loan against property in Delhi). We additionally give proficient custom arrangements utilizing our colossal experience as a part of account segment. We are affectionate sorted out group that comprises of a drive, dynamic and capable achievers.

Our Salient Features

  • Attractive interest rates
  • Doorstep service
  • Loan against property - Residential
  • Loan against property - Commercial
  • Loan for purchase of commercial property
  • Take-over of existing loan with additional refinance (Balance Transfer)

Loan against properties

  • Loans available for salaried individuals
  • Loans are available from Rs 1,00,000 to 25,00,000/-
  • Repayment tenures from 12 to 60 months
  • Best in Class Rate of Interest
  • Simplified documentation.
  • Simple procedure, minimal documentation and quick approval

Advantages of Taking Loan Against Property in Delhi

In 2021 there are numerous ways to avail funds. But a loan against property can allow you to manage all your big expenses. Following are some advantages of a loan against property.

Obtain a Large Amount of Money:

  • In a loan against property, You can get a loan up to 90% of the market value of your property. This percentage may vary as per the type of property e.g rented, residential or commercial. You can get a higher amount in loan against property as compared to personal loans.

Lower interest rate:

  • LAP is a secured type of loan. If a borrower is unable to pay the loan amount then lenders can recover money by making a legal claim on the property. This is a secure type of loan hence, lenders can offer a nominal interest rate on loan against property in Delhi.

You can Choose Long Tenure:

  • The main benefit of taking a loan against property is, you can choose a long tenure to repay your loan amount. At vintage finance, you can choose up to 60 months of repayment tenure to repay your loan amount. Apply now and get the best in class interest rate on property loans in Delhi NCR.

Easy to Get:

  • Property loan is easy to get because it is a secured type of loan. You can get loans against property very easily in vintage finance. We offer loans for purchase or commercial property at your doorstep.

FAQs About Property Loan in Delhi, NCR

1. How many days does it take to approve my loan against the property?

It takes up to 4-5 working days to approve your loan.

2.What repayment options are available at vintage finance?

You can repay your loan amount with easy monthly installments.

3.Who can avail LAP From Vintage Finance?

Any salaried or self-employed individual can apply for a loan against property in Delhi at vintage finance.

Loan Against Property for Salaried

Loan Against Property is a kind of secured loan, given to borrowers for personal use and does require security or collateral. While drawing the Loan Against Property you are not required to disclose the end use of the borrowed money and can pay off the amount of loan in easy installments.

Quantum of Loan Against Property

Quantum of Loan Against Property for salaried person is estimated on the basis of income of applicant, credit score, capacity of repayment, and steadiness of source of income for such applicant.

Repayment Tenure

Repayment schedule provides the amount of each EMI, due dates and breakup between principal and interest components. It also provides the outstanding principal after realization of each EMI.


Salaried Individuals:

Any individual who is in permanent service in government or a reputed company

The applicant in all the cases should be above 24 years of age at the time of loan commencement and up to the age of superannuation


Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) can apply

The applicant should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity

Self-employed Individuals:

Any individual filing Income Tax returns can apply

The applicant in all the cases should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity

Lease Rental Discounting (LRD):

All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower

List of Documents required

Proof of identity

Application Fee Charges

Rate of Interest 16% to 20%

Loan Processing Charges Minimum Processing Charges

Cheque/ Instrument Swap charges Rs.500 per instance + Service Tax as applicable

Prepayment/ Forclosure Charges 2%


Q1. How does Personal Loan benefit me?

A. We offer Personal Loan for any of your personal/business need at very attractive rate of interest that carries lowest EMI at the time of Personal Loan repayment.

Q2. Who can apply for Personal Loan?

A. Personal Loan is currently available for salaried individuals only who lives in DELHI/NCR & having Minimum New Monthly Salary Income of INR 30,000/- (per month).

Don’t feel hesitate to call or contact us. Our Financial experts are here to serve you round the clock.